Legally Backed & Bank Trusted

Sell Your Mortgage-Encumbered Property with Confidence

Professional legal guarantees enabling seamless property transactions in the Kingdom of Saudi Arabia

Unlock liquidity • Enable buyer financing • Reduce legal risk for all parties

KYC/AML Compliant
Bank Approved
Legal Firm Backed
500+
Properties Sold
SAR 2.5B+
Transaction Value
15+
Partner Banks
99.5%
Success Rate

Our Services

Comprehensive legal guarantee solutions for mortgage-encumbered property transactions in Saudi Arabia

KYC & Document Verification

Comprehensive identity verification and document authentication through integrated third-party services ensuring full compliance with KSA regulations.

  • Automated KYC/AML screening
  • Third-party document verification
  • Property registry validation

Legal Document Preparation

Professional preparation of all required legal documentation including MOUs, guarantee letters, and indemnity agreements by qualified legal professionals.

  • MOU & Indemnity Agreements
  • Bank guarantee letters
  • Legal opinion documents

Bank Guarantee Issuance

Bank-trustable guarantee letters and legal opinions enabling both seller's and buyer's banks to proceed with confidence and compliance.

  • Legally binding guarantees
  • Professional indemnity insurance
  • Secure bank communication

Why Choose Our Solution?

Designed to benefit all parties in mortgage-encumbered property transactions

For Property Sellers

Sell your mortgage-encumbered property without needing to clear the mortgage in cash first. Unlock liquidity and access your property's value immediately.

  • No upfront mortgage payment required
  • Fast transaction processing
  • Secure and legally protected

For Property Buyers

Secure financing through your bank with legally-backed guarantees. Ensure your mortgage application proceeds smoothly with professional documentation.

  • Bank-approved transaction structure
  • Compliant with KSA regulations
  • Reduced transaction risk

For Banks

Reduce legal and compliance risk with professionally prepared documentation, verified guarantees, and comprehensive legal opinions from qualified firms.

  • Legally verified documentation
  • Professional indemnity backing
  • Streamlined approval process

How It Works

A streamlined 4-step process designed for efficiency and compliance

1

Seller Onboarding

Complete KYC verification and upload required documents through our secure portal. Our system validates your identity and property ownership.

1-2 days
2

Document Verification

Third-party verification services validate all documents including property deeds, mortgage statements, and sale agreements for authenticity.

2-3 days
3

Legal Preparation

Our legal team prepares MOU, guarantee letters, and indemnity agreements. Documents are reviewed and electronically signed by all parties.

3-5 days
4

Bank Approval & Closing

Banks review guarantees and legal opinions. Once approved, the transaction proceeds to closing with deed transfer and final settlement.

5-7 days

Total Process Time: 11-17 business days from onboarding to closing

Trusted & Compliant

Meeting the highest standards of legal and regulatory compliance

KYC/AML Compliant

Full compliance with Saudi Arabia's KYC and AML regulations

Legal Firm Backed

Professional indemnity insurance and legal expertise

Secure & Encrypted

Bank-level encryption and secure document handling

Transparent Pricing

Simple, straightforward fee structure

Service Fee

10%

of transaction value

What's Included:

  • Complete KYC and document verification
  • Legal document preparation (MOU, guarantees, indemnities)
  • Bank guarantee letters and legal opinions
  • Transaction coordination and support
  • Full compliance and audit trail

Additional fees may apply for third-party verification services, notary fees, and insurance/escrow arrangements (passed through at cost).

Ready to Get Started?

Join our platform and unlock the potential of your mortgage-encumbered property. Get started in minutes.

No upfront costs
Fast approval process
Expert legal support

Get in Touch

Have questions? We're here to help

Contact Information

Phone

+966 XX XXX XXXX

Email

info@mortgageguarantee.sa

Location

Kingdom of Saudi Arabia

Business Hours

Sunday - Thursday 9:00 AM - 6:00 PM
Friday Closed
Saturday 10:00 AM - 4:00 PM

For urgent matters, please contact our support team via email.